Homeowner Flood Insurance Affordability Act of 2014
Sponsor: Michael Grimm (R-NY)
Homeowner Flood Insurance Affordability Act of 2014 - (Sec. 3) Amends the National Flood Insurance Act of 1968 (NFIA) to repeal the prohibition against any extension by the Administrator of the Federal Emergency Management Agency (FEMA) of flood insurance premium subsidies to prospective insureds for property: (1) not insured as of the date of enactment of the Biggert-Waters Flood Insurance Reform Act of 2012, or (2) purchased after such date. Directs FEMA to: (1) make available rate tables that implement this repeal, (2) consult with "Write Your Own" companies when developing guidance and rate tables to implement this Act, (3) refund to insureds directly flood any insurance premiums under the National Flood Insurance Program (NFIP) that exceeded the rates required under this Act, and (4) permit the purchaser of any property covered under an existing flood insurance policy upon its purchase date to assume that policy at the chargeable premium rates for the remainder of its term.
Emergency Management Topic assigned by the Congressional Research Service.
Who won, and how much of the country was behind them
The dotted gap is 9.2% of U.S. adults whose member did not vote, voted “present,” or whose seat was vacant.
| Side | Outcome | Votes | Share of U.S. adults |
|---|---|---|---|
| Yea | Won | 72 | 76.2% |
| Nay | Lost | 22 | 14.6% |
| Not represented on this question | No position taken | 0 | 9.2% |