House vote: H.R. 3564 // June 23, 2023
Middle Class Borrower Protection Act of 2023
Sponsor: Warren Davidson (R-OH)
, loan-level pricing adjustments) and restricts future fee adjustments. These changes, effective May 1, 2023, revised the fee charts that provide percentage adjustments based on a mortgagor's credit score and down payment. (Sec.
Finance and Financial Sector Topic assigned by the Congressional Research Service.
Who won, and how much of the country was behind them
The dotted gap is 3.6% of U.S. adults whose member did not vote, voted “present,” or whose seat was vacant.
| Side | Outcome | Votes | Share of U.S. adults |
|---|---|---|---|
| Yea | Won | 230 | 53.4% |
| Nay | Lost | 189 | 43.0% |
| Not represented on this question | No position taken | 0 | 3.6% |