House vote: H.R. 5317 // May 20, 2026Needed two-thirds to pass
Community Bank Deposit Access Act of 2025
Sponsor: J. Hill (R-AR)
This bill changes the treatment of certain types of deposits so they are no longer classified as brokered deposits. Brokered deposits are funds placed by a broker on behalf of a client in a depository institution to maximize interest rates and for depository insurance purposes. Currently, institutions that accept brokered deposits may be subject to additional oversight.
Finance and Financial Sector Topic assigned by the Congressional Research Service.
Who won, and how much of the country was behind them
The dotted gap is 6.0% of U.S. adults whose member did not vote, voted “present,” or whose seat was vacant.
| Side | Outcome | Votes | Share of U.S. adults |
|---|---|---|---|
| Yea | Won | 393 | 90.3% |
| Nay | Lost | 16 | 3.7% |
| Not represented on this question | No position taken | 0 | 6.0% |