House vote: H.R. 6955 // July 21, 2026
Main Street Capital Access Act
Sponsor: J. Hill (R-AR)
This bill lessens and otherwise modifies banking regulations, including those regarding institution formation, supervision by federal financial regulators, and bank merger requirements. Under the bill, new banks have a three-year phase-in period to meet certain capital requirements. The bill also reduces the leverage ratio for certain rural community banks.
Finance and Financial Sector Topic assigned by the Congressional Research Service.
Who won, and how much of the country was behind them
The dotted gap is 2.4% of U.S. adults whose member did not vote, voted “present,” or whose seat was vacant.
| Side | Outcome | Votes | Share of U.S. adults |
|---|---|---|---|
| Yea | Won | 270 | 62.5% |
| Nay | Lost | 155 | 35.0% |
| Not represented on this question | No position taken | 0 | 2.4% |